Swiggy HDFC Bank Credit Card
Swiggy HDFC Bank Credit Card
Joining Fees
Renewal Fees
Best Suited For
Reward Type
Welcome Benefit
₹ 500 + GST
₹ 500 + GST
Dining
Cashback
Complimentary 3-month Swiggy One membership upon card activation
Rewards and Benefits
Welcome Benefits
Complimentary 3-month Swiggy One membership upon card activation
Rewards Rate
10% Cashback across Swiggy app, 5% Cashback on online spends, 1% Cashback on other categories
Reward Redemption
Cashback is automatically redeemed in the form of Swiggy Money and can be used across the Swiggy app
Zero Liability Protection
Cardholder will not be liable for any fraudulent transaction made with the card in case of timely reporting to the bank about loss or theft of card
Movie & Dining
10% Cashback on Swiggy app including food orders, Instamart, Dineout, and more
Travel
Upto 5% cashback on merchants like Uber and Ola
Fuel
NA
Domestic Lounge Access
NA
International Lounge Access
NA
Insurance Benefits
NA
Fees & Charges
Joining Fees
₹ 500 + GST
Annual Fees
₹ 500 + GST
Spend Based Waiver
Renewal fee waiver on spending Rs. 2 Lakhs in the year
Rewards Redemption Fee
Cashback is automatically redeemed in the form of Swiggy Money and can be used across the Swiggy app
Foreign Currency Markup
3.5% of the total amount
Interest Rates
3.6% per month or 43.2% per annum
Fuel Surcharge
NA
Cash Advance Charges
2.5% of the amount or Rs. 500, whichever is higher
Add-on Card Fee
NA
Product Details
Complimentary 3-Month Swiggy One Membership as welcome benefit
• 10% Cashback across the Swiggy app on Food, Instamart, Dineout, and Genie
• 5% Cashback on online spends across top brands
• 1% Cashback on other spends
• Renewal fee waiver on annual spends of Rs. 2 Lakhs and above
Pros or Cons
Pros
- Get 10% cashback on all your Swiggy food delivery orders, including Genie and Instamart.
- Up to ₹1,500 cashback per month across major online shopping platforms.
- For food enthusiasts, a complimentary Swiggy One membership for three months is extremely beneficial.
Cons
- You can only redeem your cashback on the Swiggy app.
- No domestic or international lounge access with the Swiggy HDFC Credit Card.
- The foreign currency markup is extremely high at 3.5%.
Cashback
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Charges
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Advantage
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Drawbacks
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How to Apply
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Eligibility Criteria
- Age of 18 and 70 years.
- Resident of India or a Non-Resident Indian
Document Required
- Color photograph
- Identity Proof (Aadhaar Card / Driving License / Passport)
- PAN Card
- Residence Proof (Ration Card / Electricity Bill / Telephone Bill / Passport)
- Proof of income (latest Pay Slip / Form 16 / IT return Copy)
Card Limit
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Application Status
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Card Login
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Card Pin Generation
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Card Review
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FAQ
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