IDFC HPCL FIRST Power Credit Card
IDFC HPCL FIRST Power Credit Card
Joining Fees
Renewal Fees
Best Suited For
Reward Type
Welcome Benefit
₹ 199 + GST
₹ 199 + GST
Fuel
Reward Points
NA
Rewards and Benefits
Welcome Benefits
NA
Rewards Rate
Save up to 5% on your fuel spends. Save 2.5% as rewards on your utility and grocery expenses. 2.5% as rewards on your IDFC FASTag recharge. 2x rewards on all other retail spends.
Reward Redemption
You can pay for both online and offline transactions at select merchants instantly with your Reward Points. Redeem reward points for membership and gift vouchers of your favorite brands or for products on IDFC Bank’s Reward Redemption Catalog portal.
Zero Liability Protection
Cardholder is not liable for fraudulent transactions if he reports it to the bank in a timely manner
Movie & Dining
Get an exclusive discount of Rs. 150 on Swiggy orders of Rs. 500 or above.
Travel
Complimentary roadside assistance worth Rs. 1399
Fuel
NA
Domestic Lounge Access
NA
International Lounge Access
NA
Insurance Benefits
Get personal accident cover worth Rs. 2 Lakhs and lost card liability cover worth Rs. 25,000
Fees & Charges
Joining Fees
₹ 199 + GST
Annual Fees
₹ 199 + GST
Spend Based Waiver
Renewal fee is waived off on spending Rs. 50,000 in the card anniversary year
Rewards Redemption Fee
Rs. 99 plus taxes
Foreign Currency Markup
3.5%
Interest Rates
0.75 – 3.5% per month
Fuel Surcharge
1% fuel surcharge waiver capped at a maximum of Rs. 100 per month
Cash Advance Charges
Rs. 199 per withdrawal
Add-on Card Fee
NA
Product Details
- Save up to 5% on fuel expenses up to a maximum of Rs. 5000 per month.
- Save up to 2.5% on utility expenses and grocery spends up to a maximum of Rs. 4000 per month.
- Save up to 2.5% on IDFC FASTag recharge up to a maximum of Rs. 2000 per month.
- 2x reward points on other retail spends
- Get cashback up to Rs. 250 on your 1st HPCL transaction of at least Rs. 250 or more.
- Get Rs. 150 discount on Swiggy orders above Rs. 500
- Get 50% off on Rental Cars with Europcar and Eco Rent-A-Car
- Complimentary roadside assistance worth Rs. 1399
- Personal accident insurance cover worth Rs. 2 Lakhs
- Refer friends for the card and earn a maximum of 10,000 Rewards
Pros or Cons
Pros
- This card comes at a low joining fee of Rs. 199 plus applicable taxes
Cons
- There is no complimentary lounge access provided with this card.
- There aren’t any golf benefits along with the IDFC HPCL FIRST Power Credit Card.
Cashback
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Charges
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Advantage
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Drawbacks
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How to Apply
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Eligibility Criteria
- Age of 18 and 70 years.
- Resident of India or a Non-Resident Indian
Document Required
- Color photograph
- Identity Proof (Aadhaar Card / Driving License / Passport)
- PAN Card
- Residence Proof (Ration Card / Electricity Bill / Telephone Bill / Passport)
- Proof of income (latest Pay Slip / Form 16 / IT return Copy)
Card Limit
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Application Status
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Card Login
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Card Pin Generation
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Card Review
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FAQ
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