ICICI Bank Sapphiro Credit Card

ICICI Bank Sapphiro Credit Card

Sapphiro Credit Card

Joining Fees

Renewal Fees

Best Suited For

Reward Type

Welcome Benefit

₹ 6,500 + GST

₹ 3,500 + GST

Travel | Shopping

Reward Points

Vouchers worth more than Rs. 9,000

Rewards and Benefits

Welcome Benefits

Exclusive travel & shopping gift vouchers worth more than Rs. 9,000 (From Tata CliQ, EaseMyTrip, Uber, Zomato Pro, Croma) with the Visa & Mastercard variants and get an extra cashback of Rs. 750 on spending Rs 20,000 within 60 days of issuance with the AmEx variant.

Rewards Rate

On every Rs. 100 spent, get 4 Reward Points per Rs. 100 spent on international purchases & 2 Reward Points on domestic purchases.

Reward Redemption

Redeem reward points earned for cash back or gifts at a rate of 1 RP = Re. 0.25.

Zero Liability Protection

Lost card liability (worth Rs. 50,000) is applicable from 2 days prior to reporting and till 7 days after reporting the loss to the ICICI Bank.

Insurance Benefits

Air accident insurance (worth Rs 3 crores), Credit Shield Cover worth Rs 50,000 and other travel-related Insurance Covers.

Movie & Dining

Get Rs. 500 off on the second movie or event ticket when you buy one ticket from Book My Show.


Complimentary Domestic &  International Airport Lounge visits and complimentary Spa Sessions at select Domestic airports under the Dreamfolks Membership Programme.



Domestic Lounge Access

2 complimentary domestic lounge visits with the MasterCard & Amex variant each, and 4 complimentary domestic lounge access with the Visa variant.

International Lounge Access

2 complimentary International Airport Lounge Access every year through the Dreamfolks membership.

Fees & Charges

Joining Fees

₹ 6,500 + GST

Annual Fees

₹ 3,500 + GST

Spend Based Waiver

Renewal fee waiver on spending Rs 6 Lakhs annualy.

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Foreign Currency Markup

3.50% of the total transaction value.

Interest Rates

3.4% per month (or 40.8% per annum)

Fuel Surcharge

1% of Fuel Surcharge Waiver (Maximum Rs 250 per billing cycle) at all fuel stations in India.

Cash Advance Charges

2.5% of the total transaction amount (minimum Rs. 300)

Add-on Card Fee


Product Details

  • Joining benefits worth more than Rs. 9,000.
  • An opportunity to earn extra Rs. 750 cashback as a welcome gift through the AmEx variant.
  • Earn up to 4 Reward Points for every Rs 100 you spend on international purchases & 2 Reward Points per Rs 100 you spend on domestic purchases.
  • 1 Reward Points for every Rs. 100 you incur on insurance and utility categories.
  • Up to 20,000 bonus Reward Points every year under Milestone Reward Program.
  • (Buy 1 Get 1 Free Offer) BOGO on movie tickets on BookMyShow.
  • Get complimentary Lounge Access within and outside India, and complimentary spa sessions at selected domestic airports.
  • Complimentary golf sessions up to 4 times a month at some of the finest golf courses across the globe with ICICI Sapphiro Credit Card.

Pros or Cons


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How to Apply

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Eligibility Criteria

  • Age of 18 and 70 years.
  • Resident of India or a Non-Resident Indian

Document Required

  • Color photograph
  • Identity Proof (Aadhaar Card / Driving License / Passport)
  • PAN Card
  • Residence Proof (Ration Card / Electricity Bill /  Telephone Bill / Passport)
  • Proof of income (latest Pay Slip / Form 16 / IT return Copy)

Card Limit

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Application Status

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Card Login

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Card Pin Generation

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Card Review

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