ICICI Bank Rubyx Credit Card
ICICI Bank Rubyx Credit Card
Joining Fees
Renewal Fees
Best Suited For
Reward Type
Welcome Benefit
₹ 3,000 + GST
₹ 2,000 + GST
Travel
Reward Points
Travel & Shopping Vouchers Worth Rs. 5,000
Rewards and Benefits
Welcome Benefits
NA
Rewards Rate
4 Reward Points on every international spend of Rs. 100, 2 Reward Points on domestic spends & 1 Reward Point on every Rs. 100 spent on utilities and insurance categories.
Reward Redemption
The reward points can be redeemed for gift vouchers or cashback at a rate of 1 Reward Point = Re. 0.25
Zero Liability Protection
Cardmember shall not be liable for any fraudulent transactions done on the card once the loss of card is reported to the bank.
Insurance Benefits
1 complimentary domestic airport lounge access per quarter (MasterCard variant) and two 2 domestic airport lounge access per quarter on the Visa variant
Movie & Dining
25% discount on movie ticket bookings (min 2 per transaction and max 2 tines in a month) on BookMyShow and INOX (max discount capped at Rs. 150), discount on dining bills with the Culinary Treats Program.
Travel
2 complimentary railway lounge access per quarter
Fuel
NA
Domestic Lounge Access
1 complimentary domestic airport lounge access per quarter (MasterCard variant) and two 2 domestic airport lounge access per quarter on the Visa variant
International Lounge Access
NA
Fees & Charges
Joining Fees
₹ 3,000 + GST
Annual Fees
₹ 2,000 + GST
Spend Based Waiver
Renewal Fee is waived off on spending Rs. 3 lakhs or more in an anniversary year.
Rewards Redemption Fee
Rs. 99 (plus applicable taxes) per redemption request
Foreign Currency Markup
3.5% of the transaction amount
Interest Rates
3.40% per month (or 40.8% annually)
Fuel Surcharge
1% fuel surcharge is waived off for all fuel transactions up to Rs. 4,000 across all fuel stations in India.
Cash Advance Charges
2.5% of the amount withdrawn or Rs. 300 (whichever is higher)
Add-on Card Fee
NA
Product Details
- 2 Reward Points per domestic spend of Rs. 100 & 4 Reward Points per international spend of Rs. 100.
- 1 Reward Point on every Rs. 100 spent on utilities and insurance categories
- Travel and shopping vouchers worth over Rs. 5,000 as a welcome benefit.
- 25% discount (up to Rs. 150) on booking a minimum of 2 movie tickets in a single transaction on BookMyShow or Inox (max 2 times in a month- once with each variant).
- Exciting discount offers on dining with ICICI Bank Culinary Treats Program.
- 2 complimentary railway lounge access with each of the MasterCard and American Express variants (total 4 railway lounge access) per quarter.
- 2 complimentary domestic airport lounge access (1 with each of MasterCard and AmEx variants) per quarter on minimum spends of Rs. 5,000 in the previous quarter.
- 1 complimentary golf lesson/round every month per Rs. 50,000 spent in the previous month (max 2 rounds/lessons in a month).
- Exclusive insurance benefits including a personal air accident cover worth Rs. 1 crore and lost card liability protection worth Rs. 50,000.
- 24*7 concierge service i-Assist for hotel reservations, flight/movie ticket bookings, gift delivery assistance, etc.
- Spends-based renewal fee waiver on the expenditure of Rs. 3 lakh in the previous year.
- Additional Reward Points on achieving the stipulated spends based milestones.
Pros or Cons
Pros
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Cons
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Cashback
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Charges
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Advantage
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Drawbacks
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How to Apply
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Eligibility Criteria
- Age of 18 and 70 years.
- Resident of India or a Non-Resident Indian
Document Required
- Color photograph
- Identity Proof (Aadhaar Card / Driving License / Passport)
- PAN Card
- Residence Proof (Ration Card / Electricity Bill / Telephone Bill / Passport)
- Proof of income (latest Pay Slip / Form 16 / IT return Copy)
Card Limit
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Application Status
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Card Login
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Card Pin Generation
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Card Review
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FAQ
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