Expressions Card
Expressions Card
Joining Fees
Renewal Fees
Best Suited For
Reward Type
Welcome Benefit
₹ 499 + GST
₹ 499 + GST
Shopping
Reward Points
NA
Rewards and Benefits
Welcome Benefits
NA
Rewards Rate
3 Reward Points per Rs. 100 spent with the card (except fuel, utility and insurance spends), 2 Reward Points per Rs. 100 on utility payments
Reward Redemption
The earned Reward Points can be redeemed against gifts or the card’s outstanding balance at a rate of 1 Reward Point = Rs. 0.25.
Zero Liability Protection
Cardholders shall not be liable for any fraudulent transaction made with the card post reporting the loss of card to the bank
Insurance Benefits
NA
Movie & Dining
25% discount (up to Rs. 100) on movie ticket bookings on BookMyShow on booking a minimum of 2 tickets in a single transaction. Offer can be availed maximum twice in a month.
Travel
Complimentary domestic lounge access
Fuel
NA
Domestic Lounge Access
1 complimentary access to domestic airport lounges per quarter.
International Lounge Access
NA
Fees & Charges
Joining Fees
₹ 499 + GST
Annual Fees
₹ 499 + GST
Spend Based Waiver
The renewal fee is waived off on expenditure of Rs. 1.5 lakh in the previous year.
Rewards Redemption Fee
Rs. 99 (plus applicable taxes) per redemption request
Foreign Currency Markup
3.50% of the conversion amount
Interest Rates
3.40% p.m. (or 40.8% annually)
Fuel Surcharge
1% fuel surcharge waived off at HPCL filling station across India on transactions of not more than Rs. 4,000
Cash Advance Charges
2.50% of the withdrawn amount, subject to a minimum charge of Rs. 300
Add-on Card Fee
Rs. 199 (plus applicable taxes)
Product Details
- You can personalize the credit card design and look and make it unique as per your liking. You can choose from the given designs on the bank’s website or you can even have your own picture on your credit card.
- 3 Reward Points per Rs. 100 spent with the card (except fuel, utilities and insurance spends)
- 1 Reward Point on utilities and insurance spends.
- 25% discount up to Rs. 100 on movie tickets (minimum 2 tickets in a single transaction) on BookMyShow twice a month.
- 1 complimentary domestic airport lounge access per quarter.
- Exclusive dining offers under ICICI Bank Culinary Treats Program.
Pros or Cons
Pros
Product Details
Cons
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Cashback
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Charges
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Advantage
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Drawbacks
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How to Apply
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Eligibility Criteria
- Age of 18 and 70 years.
- Resident of India or a Non-Resident Indian
Document Required
- Color photograph
- Identity Proof (Aadhaar Card / Driving License / Passport)
- PAN Card
- Residence Proof (Ration Card / Electricity Bill / Telephone Bill / Passport)
- Proof of income (latest Pay Slip / Form 16 / IT return Copy)
Card Limit
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Application Status
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Card Login
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Card Pin Generation
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Card Review
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FAQ
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