ICICI Bank Parakram Credit Card

ICICI Bank Parakram Credit Card

ICICI Bank Parakram Credit Cards

Joining Fees

Renewal Fees

Best Suited For

Reward Type

Welcome Benefit

Nil

Nil

Travel | Shopping

Reward Points

NA

Rewards and Benefits

Welcome Benefits

NA

Rewards Rate

5X reward points for every Rs. 100 spent on CSDs, groceries, and departmental stores and 1 reward point for every Rs. 100 spent on all other expenses

Reward Redemption

Rs. 99 will be charged on every reward redemption request

Zero Liability Protection

Cardholder will not be liable for any transactions made with the card, once the theft or misplacement is reported

Insurance Benefits

Personal accident insurance of Rs. 2 Lakh and Air Accident Cover of Rs. 20 Lakh

Movie & Dining

Dining benefits with ICICI Bank Culinary Treats Programme

Travel

2 Complimentary domestic railway lounge access

Fuel

NA

Domestic Lounge Access

2 Complimentary domestic railway lounge access

International Lounge Access

NA

Fees & Charges

Joining Fees

Nil

Annual Fees

Nil

Spend Based Waiver

NA

Rewards Redemption Fee

Rs. 99 per reward redemption request

Foreign Currency Markup

3.5% per month or 42% annually

Interest Rates

3.40% per month or 40.8% annually

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions

Cash Advance Charges

2.50% of the withdrawn amount or a minimum of Rs. 300

Add-on Card Fee

NA

Product Details

  • 5X reward points on your every Rs. 100 spent on CSDs, groceries, and departmental stores (max capped at 400 points per month).
  • 1 reward point for every Rs. 100 spent on all other applicable expenses.
  • Fuel, ATM withdrawal, balance transfer, cash withdrawal, EMIs, PLCC, fee, and other charges are not eligible to earn reward points.
  • Complimentary domestic railway lounge access, max capped 2 per quarter only if you spend a minimum of Rs. 5,000 in the previous calendar quarter.
  • 1% fuel surcharge waiver on all fuel transactions across the country.
  • Personal accident insurance of Rs. 2 Lakh.
  • Air Accident Cover of Rs. 20 Lakh.
  • Up to 3 add-on credit cards with no added fee.
  • Dining benefits with ICICI Bank Culinary Treats Programme.

Pros or Cons

Pros

Product Details

Cons

Product Details

Cashback

  • Product Details

Charges

  • Product Details

Advantage

  • Product Details

Drawbacks

  • Product Details

How to Apply

  • Product Details

Eligibility Criteria

  • Age of 18 and 70 years.
  • Resident of India or a Non-Resident Indian

Document Required

  • Color photograph
  • Identity Proof (Aadhaar Card / Driving License / Passport)
  • PAN Card
  • Residence Proof (Ration Card / Electricity Bill /  Telephone Bill / Passport)
  • Proof of income (latest Pay Slip / Form 16 / IT return Copy)

Card Limit

  • Product Details

Application Status

  • Product Details

Card Login

  • Product Details

Card Pin Generation

  • Product Details

Card Review

  • Product Details

FAQ

  • Product Details
error: Content is protected !!