ICICI Bank Parakram Credit Card
ICICI Bank Parakram Credit Card
Joining Fees
Renewal Fees
Best Suited For
Reward Type
Welcome Benefit
Nil
Nil
Travel | Shopping
Reward Points
NA
Rewards and Benefits
Welcome Benefits
NA
Rewards Rate
5X reward points for every Rs. 100 spent on CSDs, groceries, and departmental stores and 1 reward point for every Rs. 100 spent on all other expenses
Reward Redemption
Rs. 99 will be charged on every reward redemption request
Zero Liability Protection
Cardholder will not be liable for any transactions made with the card, once the theft or misplacement is reported
Insurance Benefits
Personal accident insurance of Rs. 2 Lakh and Air Accident Cover of Rs. 20 Lakh
Movie & Dining
Dining benefits with ICICI Bank Culinary Treats Programme
Travel
2 Complimentary domestic railway lounge access
Fuel
NA
Domestic Lounge Access
2 Complimentary domestic railway lounge access
International Lounge Access
NA
Fees & Charges
Joining Fees
Nil
Annual Fees
Nil
Spend Based Waiver
NA
Rewards Redemption Fee
Rs. 99 per reward redemption request
Foreign Currency Markup
3.5% per month or 42% annually
Interest Rates
3.40% per month or 40.8% annually
Fuel Surcharge
1% fuel surcharge waiver on all fuel transactions
Cash Advance Charges
2.50% of the withdrawn amount or a minimum of Rs. 300
Add-on Card Fee
NA
Product Details
- 5X reward points on your every Rs. 100 spent on CSDs, groceries, and departmental stores (max capped at 400 points per month).
- 1 reward point for every Rs. 100 spent on all other applicable expenses.
- Fuel, ATM withdrawal, balance transfer, cash withdrawal, EMIs, PLCC, fee, and other charges are not eligible to earn reward points.
- Complimentary domestic railway lounge access, max capped 2 per quarter only if you spend a minimum of Rs. 5,000 in the previous calendar quarter.
- 1% fuel surcharge waiver on all fuel transactions across the country.
- Personal accident insurance of Rs. 2 Lakh.
- Air Accident Cover of Rs. 20 Lakh.
- Up to 3 add-on credit cards with no added fee.
- Dining benefits with ICICI Bank Culinary Treats Programme.
Pros or Cons
Pros
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Cons
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Cashback
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Charges
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Advantage
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Drawbacks
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How to Apply
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Eligibility Criteria
- Age of 18 and 70 years.
- Resident of India or a Non-Resident Indian
Document Required
- Color photograph
- Identity Proof (Aadhaar Card / Driving License / Passport)
- PAN Card
- Residence Proof (Ration Card / Electricity Bill / Telephone Bill / Passport)
- Proof of income (latest Pay Slip / Form 16 / IT return Copy)
Card Limit
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Application Status
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Card Login
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Card Pin Generation
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Card Review
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FAQ
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