2,000 bonus Reward Points on paying the membership fee within 2 months and spending at least Rs. 5,000 within the first 45 days of card issuance; Rs. 100 cashback on HP Pay app on the first fuel purchase of Rs. 1,000 or more.
Rewards Rate
4% cashback on fuel spends at HPCL pumps, 5% cashback as RPs on departmental store spends & utility purchases, 2 Reward points per Rs. 100 spent for all other domestic and international transactions.
Reward Redemption
The Rewards you earn can be redeemed against cashback or some other options at a conversion rate of 1 Reward Point = Rs. 0.25
Zero Liability Protection
Cardholder not liable for any unauthorized spends made post the time of reporting the card’s loss. However, for transactions made prior to the time of reporting, the liability lies only with the cardholder.
Insurance Benefits
NA
Movie & Dining
25% discount (max Rs. 100 per transaction) on movie tickets booked on BookMyShow and Inox movies individually, dining benefits under the ICICI Bank Culinary Treats Program
Travel
Complimentary domestic airport lounge access under Visa Domestic Lounge Program
Fuel
NA
Domestic Lounge Access
1 complimentary lounge access every quarter to domestic airports under Visa Domestic Lounge Program
International Lounge Access
NA
Fees & Charges
Joining Fees
₹ 500+GST
Annual Fees
₹ 500+GST
Spend Based Waiver
Annual fee waiver (from second year of membership) on the expenditure of Rs. 1.5 lakh in the preceding year.
Rewards Redemption Fee
Rs. 99 (plus applicable taxes) on each redemption request
Foreign Currency Markup
3.5% of the transaction amount subject to a minimum amount of Rs. 250
Interest Rates
3.4% per month (or 40.8% per annum)
Fuel Surcharge
1% fuel surcharge waived at all fuel stations across India
Cash Advance Charges
2.5% of the cash amount or a minimum fee of Rs. 300
Add-on Card Fee
Rs. 100
Product Details
Welcome benefit of 2,000 Reward points, provided the card’s joining fee is paid within two months of card setup and a minimum spend of Rs. 5,000 is achieved within the first 45 days.
Cashback of Rs. 100 on the HPPay wallet on the first purchase made via the app.
5% savings (4% cashback + 1% fuel surcharge waiver) on fuel purchases at HPCL stations (4% cashback capped at Rs. 200 per month).
1.5% additional cashback on fuel purchases on HPCL outlets when you use HP Pay app.
Fuel surcharge waiver of 1% applicable over and above the aforementioned 4% cashback.
5% cashback as Reward points on utilities, groceries, and departmental store purchases.
2 Reward Points per Rs. 100 spent on all other purchases.
Complimentary 24×7 Road Assistance Service (RAS).
Complimentary domestic airport lounge access.
25% off on movie tickets on BookMyShow and Inox movies. Maximum discount capped at Rs. 100 per transaction.
Discount at partnered restaurants with the ICICI Bank’s exclusive Culinary Treats Program.