HDFC Bank INFINIA Metal Credit Card

HDFC Bank INFINIA Metal Credit Card

INFINIA Metal Edition

Joining Fees

Renewal Fees

Best Suited For

Reward Type

Welcome Benefit

₹ 12,500 + GST

₹ 12,500 + GST

Travel | Dining | Shopping

Reward Points

Welcome bonus of 12,500 Reward Points and complimentary Club Marriott membership for the first year offering 20% discounts on dining and stay in the Asia-Pacific region.

Rewards and Benefits

Welcome Benefits

Welcome bonus of 12,500 Reward Points and complimentary Club Marriott membership for the first year offering 20% discounts on dining and stay in the Asia-Pacific region.

Rewards Rate

5 Reward Points on every retail spend of Rs. 150,  reward rate of up to 3.3%

Reward Redemption

RPs can be redeemed for flight and hotel bookings via SmartBuy (1 RP = Re. 1), Airmiles through net banking (1 RP = 1 Airmile), products and vouchers via net banking or SmartBuy (1 RP = Rs. 0.50), Apple and Tanishq vouchers (1 RP = Re. 1) cashback (1 RP = Rs. 0.30)

Zero Liability Protection

In case the card is lost, if you report the same within 24 hours, you have zero cost liability on any fraudulent transaction made with your credit card. Bank not liable for any fraudulent transaction made prior to the time of reporting.

Movie & Dining

1 + 1 Complimentary Buffet at ITC Hotels and 15% off With Swiggy Dineout


Complimentary Priority Pass Membership



Domestic Lounge Access

Unlimited Free Domestic Airport Lounge Access

International Lounge Access

Unlimited free access to international lounges across the globe for the primary cardmember and all add-on cardholders.

Insurance Benefits

Insurance cover worth Rs. 3 crores against accidental air death, a cover worth Rs. 50 lakh against medical emergencies during international air travel, and credit shield cover worth Rs. 9 lakh

Fees & Charges

Joining Fees

₹ 12,500 + GST

Annual Fees

₹ 12,500 + GST

Spend Based Waiver

Get renewal fee waived by spending Rs. 10 lakh in the previous year.

Rewards Redemption Fee


Foreign Currency Markup

2% of the total transaction amount + taxes

Interest Rates

1.99% per month or 23.8% annualized

Fuel Surcharge

1% fuel surcharge waiver up to Rs. 1,000 each month

Cash Advance Charges


Add-on Card Fee


Product Details

  • 1 year complimentary Club Marriott membership.
  • 12,500 Reward Points as an introductory benefit.
  • Unlimited access to airport lounges across the globe for both primary and add-on cardholders.
  • Get 5 Reward Points on every Rs. 150 spent (except fuel transactions) with your HDFC Bank Infinia Card.
  • 24×7 global concierge service.
  • Unlimited golf games at leading golf destinations in India and abroad.
  • 1+1 complimentary buffet on weekends at participating ITC hotels.
  • 2+1 complimentary night stay at participating ITC hotels.
  • Spend-based waiver annual membership fee.

Pros or Cons


  • Unlimited lounge access at domestic as well as select foreign airports.
  • Unlimited complimentary golf games at premier golf courses.


  • The Infinia credit card doesn’t offer any yearly or monthly benefits.


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How to Apply

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Eligibility Criteria

  • Age of 18 and 70 years.
  • Resident of India or a Non-Resident Indian

Document Required

  • Color photograph
  • Identity Proof (Aadhaar Card / Driving License / Passport)
  • PAN Card
  • Residence Proof (Ration Card / Electricity Bill /  Telephone Bill / Passport)
  • Proof of income (latest Pay Slip / Form 16 / IT return Copy)

Card Limit

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Application Status

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Card Login

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Card Pin Generation

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Card Review

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