Welcome bonus of 12,500 Reward Points and complimentary Club Marriott membership for the first year offering 20% discounts on dining and stay in the Asia-Pacific region.
Rewards and Benefits
Welcome Benefits
Welcome bonus of 12,500 Reward Points and complimentary Club Marriott membership for the first year offering 20% discounts on dining and stay in the Asia-Pacific region.
Rewards Rate
5 Reward Points on every retail spend of Rs. 150, reward rate of up to 3.3%
Reward Redemption
RPs can be redeemed for flight and hotel bookings via SmartBuy (1 RP = Re. 1), Airmiles through net banking (1 RP = 1 Airmile), products and vouchers via net banking or SmartBuy (1 RP = Rs. 0.50), Apple and Tanishq vouchers (1 RP = Re. 1) cashback (1 RP = Rs. 0.30)
Zero Liability Protection
In case the card is lost, if you report the same within 24 hours, you have zero cost liability on any fraudulent transaction made with your credit card. Bank not liable for any fraudulent transaction made prior to the time of reporting.
Movie & Dining
1 + 1 Complimentary Buffet at ITC Hotels and 15% off With Swiggy Dineout
Travel
Complimentary Priority Pass Membership
Fuel
NA
Domestic Lounge Access
Unlimited Free Domestic Airport Lounge Access
International Lounge Access
Unlimited free access to international lounges across the globe for the primary cardmember and all add-on cardholders.
Insurance Benefits
Insurance cover worth Rs. 3 crores against accidental air death, a cover worth Rs. 50 lakh against medical emergencies during international air travel, and credit shield cover worth Rs. 9 lakh
Fees & Charges
Joining Fees
₹ 12,500 + GST
Annual Fees
₹ 12,500 + GST
Spend Based Waiver
Get renewal fee waived by spending Rs. 10 lakh in the previous year.
Rewards Redemption Fee
NA
Foreign Currency Markup
2% of the total transaction amount + taxes
Interest Rates
1.99% per month or 23.8% annualized
Fuel Surcharge
1% fuel surcharge waiver up to Rs. 1,000 each month
Cash Advance Charges
NA
Add-on Card Fee
NA
Product Details
1 year complimentary Club Marriott membership.
12,500 Reward Points as an introductory benefit.
Unlimited access to airport lounges across the globe for both primary and add-on cardholders.
Get 5 Reward Points on every Rs. 150 spent (except fuel transactions) with your HDFC Bank Infinia Card.
24×7 global concierge service.
Unlimited golf games at leading golf destinations in India and abroad.
1+1 complimentary buffet on weekends at participating ITC hotels.
2+1 complimentary night stay at participating ITC hotels.
Spend-based waiver annual membership fee.
Pros or Cons
Pros
Unlimited lounge access at domestic as well as select foreign airports.
Unlimited complimentary golf games at premier golf courses.
Cons
The Infinia credit card doesn’t offer any yearly or monthly benefits.