Axis Bank MY ZONE Credit Card

Axis Bank MY ZONE Credit Card


Joining Fees

Renewal Fees

Best Suited For

Reward Type

Welcome Benefit

₹ 500 + GST

₹ 500 + GST


Reward Points

Free SonyLiv annual subscription worth Rs. 999.

Rewards and Benefits

Welcome Benefits

Free SonyLiv annual subscription worth Rs. 999.

Rewards Rate

4 EDGE Points for every Rs 200 spent with the card (reward rate of 0.4%)

Reward Redemption

EDGE Points earned on the card are redeemable against shopping/travel vouchers or for purchasing products on the Axis Bank EDGE Rewards Portal

Zero Liability Protection

Cardholder not liable for any fraudulent transaction made with the card post reporting the loss of card to the bank.

Spend Based Waiver


Movie & Dining

BOGO offer on movie ticket bookings via Paytm Movies, up to 15% off at partner restaurants with Dining Delights & flat Rs 120 off on food orders with Swiggy.


Complimentary domestic airport lounge access



Domestic Lounge Access

1 Complimentary Lounge Access Every Quarter (4 Each Year)

International Lounge Access


Insurance Benefits


Fees & Charges

Rewards Redemption Fee


Foreign Currency Markup

3.5% of the transaction amount

Interest Rates

3.6% per month (52.86% per annum)

Fuel Surcharge

1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 4,000 (max waiver capped at Rs. 400 per month)

Cash Advance Charges

2.5% of the withdrawal amount subject to a minimum charge of Rs. 500

Add-on Card Fee

Credit Card

Product Details

  • Complimentary SonyLiv Premium annual subscription (renewed on spending Rs. 1.5 lakh in an anniversary year).
  • 4 EDGE Points per Rs. 200 spent with the Axis Bank My Zone Credit Card.
  • Discount on Swiggy of Rs. 120 per order (minimum order value of Rs. 500 required).
  • Buy One Get One offer on movie ticket bookings via Paytm movies.
  • 1 complimentary domestic airport lounge access per quarter.
  • Flat discount of Rs. 1000 on AJIO on minimum spends of Rs. 2,999.
  • 15% off up to Rs. 500 on a minimum order of Rs. 1500 with the EazyDiner program.

Pros or Cons


  • Incredibly beneficial for moviegoers, this card offers great one-plus-one deals on bookings with Paytm Movies.
  • The Axis Bank My Zone Credit Card provides great discounts on Swiggy orders. Use coupon code “Axis 120” to avail of this offer.


  • This card only offers one domestic lounge access per quarter.


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How to Apply

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Eligibility Criteria

  • Age of 18 and 70 years.
  • Resident of India or a Non-Resident Indian

Document Required

  • Color photograph
  • Identity Proof (Aadhaar Card / Driving License / Passport)
  • PAN Card
  • Residence Proof (Ration Card / Electricity Bill /  Telephone Bill / Passport)
  • Proof of income (latest Pay Slip / Form 16 / IT return Copy)

Card Limit

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Application Status

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Card Login

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Card Pin Generation

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Card Review

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