AU Bank LIT Credit Card

AU Bank LIT Credit Card

LIT Credit Card

Joining Fees

Renewal Fees

Best Suited For

Reward Type

Welcome Benefit

Nil

Nil

Movies | Travel | Dining | Fuel | Shopping

Reward Points

NA

Rewards and Benefits

Welcome Benefits

NA

Rewards Rate

1 Reward Point for every Rs. 100 spent on retail with the card, 10X or 5X accelerated Reward Points (For Specific Feature) and Additional cashbacks (For Specific Feature)

Reward Redemption

1 Reward Point for every Rs. 100 spent on retail with the card, 10X or 5X accelerated Reward Points (For Specific Feature) and Additional cashbacks (For Specific Feature)

Zero Liability Protection

Zero liability of the cardholder against fraudulent transactions in the event of loss or theft of the credit card if the same is reported to the customer care of the bank within 7 days from the loss of the card.

Spend Based Waiver

NA

Movie & Dining

3 Months of complimentary Membership of Zee5, Amazon Prime and Additional 5% cashback for Dining expenses.

Travel

Complimentary access to domestic lounges in India.

Fuel

NA

Domestic Lounge Access

2 Complimentary Airport Lounge Access Every Quarter (8 Each Year)

International Lounge Access

NA

Insurance Benefits

NA

Fees & Charges

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.49% on all foreign currency spends.

Interest Rates

3.49% per month

Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.

Cash Advance Charges

2.5% of the transaction amount (subject to a minimum charge of Rs. 100)

Add-on Card Fee

NA

Product Details

  • India’s First customizable Credit card.
  • Choose whichever feature you want and whenever you want with the card.
  • 3 Months of Free Membership of Zee5, Amazon Prime and Cult.fit
  • For every Rs. 100 spent on retail transactions, you will get 1 Reward Point.
  • 10X or 5X accelerated Reward Points on all online and offline transactions.
  • Surcharge waiver of 1% on all fuel transactions between Rs. 400 to Rs. 5,000.
  • 5% and 2% cashback on retail spends on achieving the spend target.
  • Additional 5% cashback for travel, dining and grocery expenses.
  • 4 complimentary lounge access per quarter

Pros or Cons

Pros

Product Details

Cons

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Cashback

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Charges

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Advantage

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Drawbacks

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How to Apply

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Eligibility Criteria

  • Age of 18 and 70 years.
  • Resident of India or a Non-Resident Indian

Document Required

  • Color photograph
  • Identity Proof (Aadhaar Card / Driving License / Passport)
  • PAN Card
  • Residence Proof (Ration Card / Electricity Bill /  Telephone Bill / Passport)
  • Proof of income (latest Pay Slip / Form 16 / IT return Copy)

Card Limit

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Application Status

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Card Login

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Card Pin Generation

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Card Review

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FAQ

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