AU Bank LIT Credit Card
AU Bank LIT Credit Card
Joining Fees
Renewal Fees
Best Suited For
Reward Type
Welcome Benefit
Nil
Nil
Movies | Travel | Dining | Fuel | Shopping
Reward Points
NA
Rewards and Benefits
Welcome Benefits
NA
Rewards Rate
1 Reward Point for every Rs. 100 spent on retail with the card, 10X or 5X accelerated Reward Points (For Specific Feature) and Additional cashbacks (For Specific Feature)
Reward Redemption
1 Reward Point for every Rs. 100 spent on retail with the card, 10X or 5X accelerated Reward Points (For Specific Feature) and Additional cashbacks (For Specific Feature)
Zero Liability Protection
Zero liability of the cardholder against fraudulent transactions in the event of loss or theft of the credit card if the same is reported to the customer care of the bank within 7 days from the loss of the card.
Spend Based Waiver
NA
Movie & Dining
3 Months of complimentary Membership of Zee5, Amazon Prime and Additional 5% cashback for Dining expenses.
Travel
Complimentary access to domestic lounges in India.
Fuel
NA
Domestic Lounge Access
2 Complimentary Airport Lounge Access Every Quarter (8 Each Year)
International Lounge Access
NA
Insurance Benefits
NA
Fees & Charges
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.49% on all foreign currency spends.
Interest Rates
3.49% per month
Fuel Surcharge
1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.
Cash Advance Charges
2.5% of the transaction amount (subject to a minimum charge of Rs. 100)
Add-on Card Fee
NA
Product Details
- India’s First customizable Credit card.
- Choose whichever feature you want and whenever you want with the card.
- 3 Months of Free Membership of Zee5, Amazon Prime and Cult.fit
- For every Rs. 100 spent on retail transactions, you will get 1 Reward Point.
- 10X or 5X accelerated Reward Points on all online and offline transactions.
- Surcharge waiver of 1% on all fuel transactions between Rs. 400 to Rs. 5,000.
- 5% and 2% cashback on retail spends on achieving the spend target.
- Additional 5% cashback for travel, dining and grocery expenses.
- 4 complimentary lounge access per quarter
Pros or Cons
Pros
Product Details
Cons
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Cashback
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Charges
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Advantage
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Drawbacks
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How to Apply
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Eligibility Criteria
- Age of 18 and 70 years.
- Resident of India or a Non-Resident Indian
Document Required
- Color photograph
- Identity Proof (Aadhaar Card / Driving License / Passport)
- PAN Card
- Residence Proof (Ration Card / Electricity Bill / Telephone Bill / Passport)
- Proof of income (latest Pay Slip / Form 16 / IT return Copy)
Card Limit
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Application Status
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Card Login
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Card Pin Generation
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Card Review
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FAQ
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