American Express Platinum Travel Credit Card
American Express Platinum Travel Credit Card
Joining Fees
Renewal Fees
Best Suited For
Reward Type
Welcome Benefit
₹ 3,500 + GST
₹ 3,500 + GST
Travel
Reward Points
10,000 Membership Rewards Points
Rewards and Benefits
Welcome Benefits
10,000 Membership Rewards Points
Rewards Rate
1 Membership Rewards Points for every Rs. 50 spent
Reward Redemption
Membership Rewards Points can be redeemed for online shopping vouchers, INSTA rewards for offline purchases, transfer to various flight and hotel loyalty programmes and for making credit card bill payments under the Cash + Points scheme.
Zero Liability Protection
No liability on cardholder for fraudulent use provided the loss of card is reported within 3 days. Liability limited to Rs. 1000 if loss of card reported after 3 days.
Movie & Dining
Up to 20% discount at select restaurants.
Travel
Complimentary domestic airport lounge access per year and Priority Pass membership for international lounge access.
Fuel
NA
Domestic Lounge Access
2 Domestic Lounge Access Every Quarter (8 Each Year)
International Lounge Access
Priority Pass Membership (lounge access program) with USD 99 annual fee waived off.
Insurance Benefits
NA
Fees & Charges
Joining Fees
₹ 3,500 + GST
Annual Fees
₹ 3,500 + GST
Spend Based Waiver
NA
Rewards Redemption Fee
NA
Foreign Currency Markup
3.5% of the transaction amount
Interest Rates
3.5% per month
Fuel Surcharge
No fuel surcharge at HPCL fuel stations for transactions of up to Rs. 5,000, 1% surcharge on transactions above Rs. 5,000
Cash Advance Charges
3.5% of the transaction amount subject to a minimum charge of Rs. 250.
Add-on Card Fee
Nil up to 2 add-on cards, Rs. 1500/card thereafter.
Product Details
- Welcome Gift of 10,000 Membership Rewards Points.
- 1 Membership Rewards Points for every Rs. 50 spent.
- Rewards Points-based Milestone benefits on reaching milestones like expenditure of Rs. 1.9 lakh / 4 lakh in a membership year.
- Complimentary Taj Stay voucher on expenditure of Rs. 4 lakh in a membership year.
- 8 domestic airport lounge access every year (max 2 per quarter).
- 0% convenience fee at all HPCL fuel stations across India.
Pros or Cons
Pros
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Cons
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Cashback
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Charges
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Advantage
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Drawbacks
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How to Apply
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Eligibility Criteria
- Age of 18 and 70 years.
- Resident of India or a Non-Resident Indian
Document Required
- Color photograph
- Identity Proof (Aadhaar Card / Driving License / Passport)
- PAN Card
- Residence Proof (Ration Card / Electricity Bill / Telephone Bill / Passport)
- Proof of income (latest Pay Slip / Form 16 / IT return Copy)
Card Limit
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Application Status
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Card Login
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Card Pin Generation
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Card Review
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FAQ
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