SeleQtions, Taj, and Vivanta Hotels' vouchers worth Rs. 45,000.
Rewards and Benefits
Welcome Benefits
SeleQtions, Taj, and Vivanta Hotels’ vouchers worth Rs. 45,000.
Rewards Rate
1 MR on every Rs. 40, 3X Rewards on all international spends, and 5X Rewards Points on transactions via the AmEx Reward Multiplier portal.
Reward Redemption
Membership Rewards Points can be redeemed against dining, travel, and accessories on AmEx’s Membership Rewards Redemption portal.
Zero Liability Protection
Cardholders will not be considered liable for any fraudulent transaction if loss of card is reported within 72 hours. Maximum liability of up to Rs. 1,000 on reporting after 3 days.
Movie & Dining
Complimentary membership to EazyDiner and a discount of up to 50% at 1,800 premium restaurants across India.
Travel
Access to over 1,200 airport lounges across over 130 countries, 24×7 global Platinum Concierge Service, travel-related insurance benefits including a life cover of Rs. 5 crores.
Fuel
NA
Domestic Lounge Access
Unlimited Free Airport Lounge Access
International Lounge Access
Access to over 1,200 Airport Lounges globally including American Express Lounges, Priority Pass Lounges and Delta Lounges.
Insurance Benefits
Personal air accident coverage worth Rs. 5 crore, cover of Rs. 50,000 for loss of check-in Baggage/ passport/ document, overseas medical insurance of USD 50,000 for the first 7 days of the trip.
Fees & Charges
Joining Fees
₹ 60,000 + GST
Annual Fees
₹ 60,000 + GST
Spend Based Waiver
NA
Rewards Redemption Fee
NA
Foreign Currency Markup
3.5% of the transaction amount
Interest Rates
3.5% per month
Fuel Surcharge
Fuel surcharge is waived at all HPCL fuel stations for purchases up to Rs. 5,000, 1% surcharge applicable on BPCL and IOCL stations and 2.5% surcharge applicable at all other fuel stations.
Cash Advance Charges
3.5% of the advanced amount subject to a minimum charge of Rs. 250.
Add-on Card Fee
Nil up to 2 add-on cards
Product Details
Welcome gift of gift vouchers worth Rs. 45,000.
1 MR (membership Reward) for every Rs. 40 spent with the card (except fuel, utility, and insurance transactions).
Up to 5 Membership Rewards Points for every Rs. 100 spent on fuel.
3X Membership Rewards on spends abroad.
5X Membership Rewards Points on the AmEx’s Rewards Multiplier portal.
No preset credit limit.
24×7 global concierge service.
Travel-related insurance benefits including personal air-accidental death insurance worth Rs. 5 crores.
Up to 50% off at over 1800 premium restaurants in India and a complimentary membership to EazyDiner Prime.
Access to over 1,200 airport lounges globally including Centurian Lounges and American Express Lounges.
Pros or Cons
Pros
This card offers complimentary domestic and international lounge access.
With this card, you can get up to 50% off on partner restaurants.
Cons
This card comes with a high annual fee of Rs. 60,000.
There isn’t any waiver of the annual fees with this card.