Amazon Pay ICICI Bank Credit Card
Amazon Pay ICICI Bank Credit Card
Joining Fees
Renewal Fees
Best Suited For
Reward Type
Welcome Benefit
Nil
Nil
Shopping
Cashback
Cashback and Discounts Up to Rs. 2,000 and Free 3-Month Prime Membership
Rewards and Benefits
Welcome Benefits
Cashback and Discounts Up to Rs. 2,000 and Free 3-Month Prime Membership
Rewards Rate
5% cashback on Amazon purchases for Prime members and 3% cashback for Non-Prime members, 2% cashback on partner brands & 1% cashback on all other payments except fuel purchases
Reward Redemption
Reward Points earned transferred to Amazon Pay balance at the end of the payment cycle. 1 Reward Point = Re. 1
Zero Liability Protection
Cardholders won’t be liable for any unauthorized transaction made with the card post reporting the loss of card to the bank
Movie & Dining
A minimum of 15% discount on dining bills at restaurants participating in the Culinary Treats program
Travel
NA
Fuel
NA
Domestic Lounge Access
NA
International Lounge Access
NA
Insurance Benefits
NA
Fees & Charges
Joining Fees
Nil
Annual Fees
Nil
Spend Based Waiver
NA
Rewards Redemption Fee
NA
Foreign Currency Markup
3.5% of the transaction amount
Interest Rates
3.5% – 3.8% per month or 42% – 45.6% per annum
Fuel Surcharge
1% fuel surcharge is waived at all petrol stations across India.
Cash Advance Charges
2.5% of the withdrawn amount, subject to a minimum fees of Rs. 300.
Add-on Card Fee
NA
Product Details
- Amazon Prime users get 5% cashback on all purchases made on Amazon.
- Non-Prime users get 3% cashback on Amazon.
- Additional cashback on Amazon is applicable only for purchases made on Amazon India (amazon.in).
- 2% cashback at over 100 partner merchants using this card on Amazon Pay.
- 1% cashback on other retail transactions.
- Reward Points are transferred as cashback to the Amazon Pay balance.
- No expiry date of Reward Points earned on the card transferred as Amazon Pay balance.
Pros or Cons
Pros
- This card is most useful to Amazon loyalist who fulfil their online shopping via Amazon.
- Enjoy 15% off at over 2,500 restaurants in India with the Culinary Treats Program of ICICI Bank.
- There is no max capping on the Amazon Pay balance that can be earned as cashback on your card.
Cons
- This card is mainly for shopping with Amazon it does not provide other benefits like lounge access or entertainment benefits.
- If you shop on platforms other than Amazon then this card would not be most useful for you. If you prefer Flipkart over Amazon then check out the Flipkart Axis Bank Credit Card.
- The ICICI Amazon Credit Card offers a high reward rate of 5% on Amazon to Prime members, however, the reward rate on Amazon for non-Prime members is just 3%.
Cashback
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Charges
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Advantage
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Drawbacks
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How to Apply
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Eligibility Criteria
- Age of 18 and 70 years.
- Resident of India or a Non-Resident Indian
Document Required
- Color photograph
- Identity Proof (Aadhaar Card / Driving License / Passport)
- PAN Card
- Residence Proof (Ration Card / Electricity Bill / Telephone Bill / Passport)
- Proof of income (latest Pay Slip / Form 16 / IT return Copy)
Card Limit
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Application Status
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Card Login
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Card Pin Generation
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Card Review
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FAQ
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